Maturity value & compounding — based on current UAE rules. Adjust the inputs and press Calculate.
Fill in the form and press Calculate to see your result here.
UAE banks typically pay compound interest on fixed deposits, meaning interest is periodically added to the principal and itself starts earning interest. The more frequently interest compounds, the higher the final maturity value for the same nominal annual rate.
Maturity = Principal × (1 + rate/n)^(n × years)
where rate is the annual interest rate, n is the number of times interest compounds per year, and years is the deposit tenure.
Use whatever your bank states on the fixed deposit certificate — most UAE banks compound quarterly, but some products compound monthly or annually.
No — this calculator assumes the deposit is held for the full tenure. Breaking a fixed deposit early usually reduces the effective interest rate; check your bank's terms.
The UAE does not levy personal income tax, so interest earned by individuals on deposits is generally not subject to UAE income tax.